Software developers
Write the code behind the apps millions of people use.
$133,080/yrBachelor’s common, but portfolios/coding bootcamps can work | Projects matter a lot⇧ Strong
← Back to Technology
Credit scoring model developers
Good fit if you …enjoy working with people and solving problems.
Typical pay
$95,000/yr
Education
Bachelor's in Data Science, Statistics, Mathematics, Computer Science, or Finance | Mas…
Outlook
⇧ Strong
Why this matters in Technology
Software is built by developers, testers, and engineers.
What you’d actually do
Develop credit scoring and risk models using statistical and machine learning techniques, validate existing models for accuracy and regulatory compliance, analyze loan performance data, test models for fair lending bias, document model methodology and assumptions, present model results to credit risk committees, monitor model performance over time, and ensure compliance with model risk management guidelines.
You might like this career if…
- solving problems. …are reliable
- growing.
What can I do right now?
- Take relevant classes. 2) Join an activity/club. 3) Build 2–3 small projects or experiences. 4) Get feedback from a pro. 5) Add one credential or micro-course. 6) Apply for a summer experience.
How this career can grow
Many careers advance from entry-level roles → specialist → lead/supervisor → manager/director. Leadership, credentials, and strong results accelerate growth.
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