Financial Foundry™
Learn It
Students learn the fundamentals:
- Saving
- Spending
- Banking
- Credit
- Debt
- Taxes
- Insurance
- Investing
- College costs
- Car buying
- Home buying
- Consumer awareness
- Payday loans and predatory lending
- Long-term financial planning
Financial education becomes real when students get to live the decisions.
Financial Life™ transforms financial literacy into an interactive life experience. Students earn income, manage expenses, build savings, make decisions, encounter unexpected events, invest for the future, and see how today’s financial choices can affect tomorrow.
Financial Foundry™ teaches students how money works. Financial Life™ lets them experience what happens when they make financial decisions.
Students learn the fundamentals:
Students put those lessons into practice:
Financial Foundry teaches the lesson. Financial Life lets the student experience it.
The two are connected inside the app: finishing a Foundry topic makes related real-life moments more likely to show up in Financial Life, and those moments link back to the lesson.
Each grade gets its own world — with the money, responsibilities and decisions that fit that age. Students move from financial awareness toward financial independence, one stage at a time.
Students learn how income, saving, spending and goals fit together — starting with an allowance and small jobs.
🚗 No car purchases or car loans here. Younger students can start a Future Car Fund — saving now for a car they will drive later.
A first paycheck — with taxes taken out — and the responsibilities that come with more independence.
Decisions that look more and more like the ones waiting after graduation.
🎓 After high school, the simulation becomes an independent adult life: rent, utilities, groceries, health insurance, student loans and retirement saving.
🔭 Students can also explore a future grade’s world as a separate practice run — without changing their own.
Choosing a career affects far more than what someone earns.
Financial Life helps students connect career decisions with:
This is one of the major differences between LaunchPoint Navigator and traditional financial literacy programs. LaunchPoint can connect:
When a student steps into the after-high-school stage, Financial Life can base their paycheck on a career they saved in LaunchPoint — so the budget they manage is the one that career would actually pay for.
Financial Life brings unexpected events and changing circumstances into the student’s world — so they learn, firsthand, why emergency savings and good habits matter. Not every surprise is bad news, and none of it is designed to punish: the point is adaptability, planning and resilience.
Every event shows its cost before the student decides, and every choice shows what it would leave in “Safe to Spend.” A student with an emergency fund sees better options — because they saved earlier.
Students are not handed a fixed savings or investment percentage. On every payday, they decide how their income is split — spending, savings, an emergency fund, goals and investing — and can make it their automatic plan.
$25 every payday, at a hypothetical 7% average return, until age 65:
Educational example from the simulator’s own projection. Investment returns are not guaranteed; investments can gain or lose value. In Financial Life, the simulated market goes up and down.
One of the best ways to learn financial decision-making is to experience consequences. Financial Life lets students make financial choices, see what happens, adjust, and learn — without the real-world cost.
From Grade 10, students can meet fast-cash loan offers in the simulation — the kind that turn a $75 fee on $500 into a cost of about 391% a year. If they take one, it comes due next payday. Missing it can roll the loan over with new fees, which is how a debt cycle starts. The simulation also shows the ways out: a payment plan, a lower-cost credit union loan, or emergency savings.
Taught first in Financial Foundry’s “Is This a Trap?” lessons — then lived in Financial Life. Students are never labeled by a simulation choice; what they record is what they learned.
Financial Life isn’t a disconnected game. It becomes another piece of the student’s evolving My LaunchPoint Profile — alongside their interests, careers, education plans and Financial Foundry progress.
The profile shows habits and progress — never individual purchases, balances or transactions.
Financial Life gives parents and students something concrete to talk about — real numbers from the student’s own simulated life, not a hypothetical lecture.
Financial Life gives students an ongoing, interactive financial education experience — connected to career exploration, education planning and student progress.
Each grade has its own world, so students meet decisions they are ready for.
Every payday brings real choices that carry into the next one.
Career choices show up as the paycheck a student has to live on.
The lessons students learn become situations they handle.
Paydays, goals, missions and badges keep students coming back.
Counselors and teachers see habits and progress, within the visibility your school chooses.
Financial Foundry™ and Financial Life™ give banks and credit unions a way to support sustained, measurable financial education in the communities they serve — students who keep learning and practicing all year, not just on the day of a classroom visit.
Explore partnerships →Every career. Every school. Every dollar of available aid. Career exploration, financial literacy, and real-world budgeting — available through the parents, schools, and organizations that champion students.